How Texting and Driving Laws Impact Your Accident Claim: What You Need to Know

Have you ever glanced at your phone while driving, only to hear that familiar ping of an incoming text? But did you know that a split-second decision could have major consequences if you end up in an accident? An expert St. Louis texting and driving accident lawyer points out that Texting and driving laws in Missouri are no joke, and they can seriously impact your ability to file a claim if you’re involved in a crash. Understanding these laws is crucial whether you’re the texter or the victim. So buckle up (and put that phone away) as we dive into what you need to know about texting, driving, and navigating the murky waters of accident claims.

Texting and Driving Laws in Missouri

In the Show-Me State, we take distracted driving seriously. Missouri has implemented strict laws to curb the dangerous practice of texting while driving. If you’re under 21, it’s a complete no-go – texting behind the wheel is illegal. For those 21 and over, while there’s no blanket ban, you’re still on the hook if your texting leads to an accident.

Penalties and Enforcement

Get caught texting as a young driver, and you’re looking at a fine of up to $200 and points on your license. But the real kicker? If you cause a crash while distracted, you could face much steeper consequences, including hefty fines and potential jail time.

Impact on Accident Claims

Here’s where it gets tricky for your wallet: if you’re found to be texting during an accident, it can seriously damage your claim. Insurance companies and courts view this as negligence, potentially reducing or eliminating your compensation. Conversely, if a texting driver hits you, their violation can strengthen your case significantly.

How Violating Texting Laws Impacts Your Accident Claim

When you’re involved in a car accident, and the other driver was texting, it can significantly strengthen your claim. In St. Louis, violating texting and driving laws isn’t just a traffic offense – it’s powerful evidence of negligence in a personal injury case.

Establishing Negligence

Proving the other driver was texting can be a game-changer. It demonstrates they were distracted and failed to exercise reasonable care, which is key to establishing negligence. This can lead to higher compensation for your injuries and damages.

Increased Liability

Texting while driving is considered a serious offense in Missouri. If the at-fault driver was texting, they might face additional penalties and increased liability. This could potentially result in punitive damages, which punish particularly reckless behavior.

Strengthening Your Case

Evidence of texting can significantly bolster your claim. Phone records, eyewitness accounts, and even dashcam footage can prove the other driver was distracted. An experienced attorney can help gather and present this evidence effectively, maximizing your chances of a favorable outcome.

Finding a Personal Injury Lawyer to Help With Your Case

When you’re dealing with the aftermath of an accident involving texting and driving, finding the right personal injury lawyer can make all the difference. Look for an attorney specializing in distracted driving cases with a track record of success in St. Louis. They should be well-versed in Missouri’s texting and driving laws and how they impact accident claims.

What to Look for in a Lawyer

  • Experience with texting and driving cases
  • Knowledge of local laws and court procedures
  • Strong negotiation skills for dealing with insurance companies
  • Willingness to take your case to trial if necessary

Don’t hesitate to ask potential lawyers about their experience and success rate with similar cases. A good St. Louis texting and driving accident lawyer will offer a free consultation to discuss your case and explain how they can help you build a strong claim against the distracted driver. Remember, time is of the essence in these cases, so start your search for legal representation as soon as possible after the accident.

Conclusion

Now you know how to navigate texting and driving laws in St. Louis and their impact on accident claims. Remember, those three little words – “I was texting” – can make or break your case. If you’re the victim, they’re your golden ticket. If you’re at fault, you might want to brace yourself. Either way, having a savvy lawyer in your corner can be a game-changer. They’ll help you gather evidence, negotiate with insurance companies, and fight for the compensation you deserve. So stay safe out there, keep your eyes on the road, and know you have options if the worst happens. Drive on, St. Louis!